MEMBER PARTICIPATION IN SAVINGS AND CREDIT COOPERATIVES: BENEFITS AND CHALLENGES

FULTON Cooperatives and Member Commitment

Agricultural cooperatives around the world are facing major structural challenges as they respond to a more industrialized agriculture, globalization, and freer trade. Co-ops are responding to these changes by merging, by finding new ways of raising capital, and by developing new organizational forms such as New Generation Co-ops. One of the critically important issues co-ops face as they under...

Improving Accuracy of Insolvency Prediction for German Savings Banks and Credit Cooperatives

This study employs a rating model based on SVM to seek to improve hazard model’s accuracy prediction of default probability for German savings banks and credit cooperatives. For variables, which are chosen using linear and parametric model, SVM yields only moderate (mostly statistically insignificant) improvement. When we replace returns on equity variable by the its first difference divided by...

Estimating probabilitiEs of dEfault for gErman savings banks and crEdit coopErativEs

Savings banks and cooperative banks are important players in the German financial market. However, we know very little about their default risk, because these banks usually resolve financial distress within their own organizations, which means that outsiders cannot observe defaults. In this paper I use a new dataset that contains information about financial distress and financial strength of al...

Women and Vegetable Production in Abra, Philippines: Benefits and Challenges

There is limited literature on how to engage the rural women in agriculture and improve their contributions to household food security and income. This study aimed to contribute to literature on women engagement in agriculture through vegetable production using good agricultural practices. The empirical data used were drawn from technology demonstrations and experimentation, learning fields, an...

Identification and Member Commitment to Agricultural Cooperatives